“The Legal Environment of the Banking Sector in Poland: Degradation of Legal Status and Its Consequences” – the latest publication authored by the Managing Partners of Jabłoński Koźmiński and Partners Law Firm

Karolina Ptak
28.12.2023

At the end of 2023, a publication authored by the Managing Partners of Jabłoński Koźmiński and Partners Law Firm – Dr. Michał Jabłoński and Dr. Hab. Krzysztof Koźmiński – was released, titled “The Legal Environment of the Banking Sector in Poland: Degradation of Legal Status and Its Consequences”.

The book focuses on illustrating the changes taking place in the legal environment, understood both as the applicable legal regulations and the way they are applied in case law, within the banking sector.

Among the topics discussed are:

  • the phenomenon of so-called legal inflation and regulatory shock in the field of banking law;
  • legislative errors made in the process of implementing European Union law by the Polish legislator;
  • costs generated by faulty and ill-considered regulations burdening banks, depositors, and other bank clients;
  • new regulatory burdens imposed on participants in the financial market;
  • Constitutional and legal-economic uncertainties accompany institutions such as universal statutory credit holidays or the current form of bank tax;
  • interpretative abuses in the rulings of courts and public administration bodies.

From the review by dr hab. Dominika Wajda:
This work is the first known study to present such a convincing critique of both national courts’ jurisprudence and the CJEU. It provides substantive criticism backed by interesting and significant arguments, rather than just journalistic remarks. The subject of indexed/denominated loans evokes strong emotions. However, the authors have managed to present their perspective in a balanced manner – a perspective that significantly deviates from the currently prevailing narrative in the literature.


The book can be purchased here: https://scholar.com.pl/pl/glowna/8821-otoczenie-prawne-sektora-bankowego-w-polscebrdegradacja-stanu-prawnego-oraz-jej-skutki.html

Author

Karolina Ptak
Business Development & Marketing Manager, Support Team+48 696 180 212karolina.ptak@jklaw.pl

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