{"id":4820,"date":"2023-11-22T15:56:51","date_gmt":"2023-11-22T14:56:51","guid":{"rendered":"https:\/\/jklaw.pl\/money-pl-comment-by-dr-hab-krzysztof-kozminski-regarding-credit-holidays\/"},"modified":"2023-12-11T22:05:27","modified_gmt":"2023-12-11T21:05:27","slug":"money-pl-comment-by-dr-hab-krzysztof-kozminski-regarding-credit-holidays","status":"publish","type":"post","link":"https:\/\/jklaw.pl\/en\/money-pl-comment-by-dr-hab-krzysztof-kozminski-regarding-credit-holidays\/","title":{"rendered":"Money.pl: Comment by dr hab. Krzysztof Ko\u017ami\u0144ski regarding credit holidays"},"content":{"rendered":"\n<p>On Monday, November 13, the Sejm of the 10th term and the Senate of the 11th term, elected in the elections on October 15, inaugurated their work.<\/p>\n\n<p>During the upcoming term, the new Sejm will deal with, among others:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>possible extension of the anti-inflation shield,<\/li>\n\n\n\n<li>increases for the budget sector or<\/li>\n\n\n\n<li>a draft law on extending credit holidays for 2024, which was proposed by the outgoing government at the end of October this year.<\/li>\n<\/ul>\n\n<p>Credit holidays were introduced by the government in 2022 in response to a significant increase in inflation and interest rates. As the data shows  <a href=\"https:\/\/www.facebook.com\/MRiTGOVPL?__cft__%5B0%5D=AZXwn5TJRcaVCH0B50nEz5s2b4sBaBg9_4lcliJcbLebVfJvhktu00kzSLNtPABcav4zecumiu388tHta1Myajm-IB8yJLUioIsmnyb_sBTeeaGi96Fi5xrXLJ4D7jarj785RCauNEZKhpnuod8H_nmo501LocbQIVVgYvlTJAJY8zoe9exmI4UxqbVgVos6gjE&amp;__tn__=-%5DK-R\" target=\"_blank\" rel=\"noopener\">Ministry of Development and Technology<\/a>, the credit holidays in force so far covered 1.09 million housing loans, and the loans covered by the holidays accounted for 57% of the number of all PLN housing loans and 68% of the value of all PLN housing loans.<\/p>\n\n<p>Due to the current discussions on the introduction of loan holidays in 2024, dr hab. Krzysztof Ko\u017ami\u0144ski was asked to comment for <a href=\"https:\/\/www.facebook.com\/portal.Moneypl?__cft__%5B0%5D=AZXwn5TJRcaVCH0B50nEz5s2b4sBaBg9_4lcliJcbLebVfJvhktu00kzSLNtPABcav4zecumiu388tHta1Myajm-IB8yJLUioIsmnyb_sBTeeaGi96Fi5xrXLJ4D7jarj785RCauNEZKhpnuod8H_nmo501LocbQIVVgYvlTJAJY8zoe9exmI4UxqbVgVos6gjE&amp;__tn__=-%5DK-R\" target=\"_blank\" rel=\"noopener\">Money.pl<\/a>. dr hab. Krzysztof Ko\u017ami\u0144ski &#8211; managing partner of the <a href=\"https:\/\/www.facebook.com\/jablonskikozminski?__cft__%5B0%5D=AZXwn5TJRcaVCH0B50nEz5s2b4sBaBg9_4lcliJcbLebVfJvhktu00kzSLNtPABcav4zecumiu388tHta1Myajm-IB8yJLUioIsmnyb_sBTeeaGi96Fi5xrXLJ4D7jarj785RCauNEZKhpnuod8H_nmo501LocbQIVVgYvlTJAJY8zoe9exmI4UxqbVgVos6gjE&amp;__tn__=-%5DK-R\" target=\"_blank\" rel=\"noopener\">Jab\u0142o\u0144ski Ko\u017ami\u0144ski<\/a> Law Firm.<\/p>\n\n<p>Read more: <a href=\"https:\/\/www.money.pl\/banki\/pis-podrzucilo-nowemu-rzadowi-kukulcze-jajo-polacy-moga-byc-rozczarowani-6962799431051968a.html?fbclid=IwAR21mFzOkcbPqoELIls60TwBdjlaHLl6mpN4YfEBIQZhzmsIHBPg0e804Nw\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.money.pl\/&#8230;\/pis-podrzutlo-nowego-rzadowi&#8230;<\/a><\/p>\n<style>.kb-image2803_b9e090-c4 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2803_b9e090-c4 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW.png\" alt=\"\" class=\"kb-img wp-image-2805\" srcset=\"https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW.png 1080w, https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW-300x300.png 300w, https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW-1024x1024.png 1024w, https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW-150x150.png 150w, https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW-768x768.png 768w, https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW-600x600.png 600w, https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/15.11.2023-JKLAW-12x12.png 12w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>On Monday, November 13, the Sejm of the 10th term and the Senate of the 11th term, elected in the elections on October 15, inaugurated their work. During the upcoming term, the new Sejm will deal with, among others: Credit holidays were introduced by the government in 2022 in response to a significant increase in&#8230;<\/p>\n","protected":false},"author":4,"featured_media":3539,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[121,118],"tags":[],"obszary-praktyki":[137],"ppma_author":[223],"class_list":["post-4820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-media-en","category-news","obszary-praktyki-banking-finance"],"acf":[],"taxonomy_info":{"category":[{"value":121,"label":"Media"},{"value":118,"label":"News"}],"obszary-praktyki":[{"value":137,"label":"Banking &amp; Finance"}]},"featured_image_src_large":["https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/11\/3840-px-JKLAW-Wpis-6-1024x576.png",1024,576,true],"author_info":{"display_name":"dr hab. Krzysztof Ko\u017ami\u0144ski, prof. UW","author_link":"https:\/\/jklaw.pl\/en\/author\/dr-hab-krzysztof-kozminski\/"},"comment_info":0,"category_info":[{"term_id":121,"name":"Media","slug":"media-en","term_group":0,"term_taxonomy_id":121,"taxonomy":"category","description":"","parent":0,"count":77,"filter":"raw","term_order":"0","cat_ID":121,"category_count":77,"category_description":"","cat_name":"Media","category_nicename":"media-en","category_parent":0},{"term_id":118,"name":"News","slug":"news","term_group":0,"term_taxonomy_id":118,"taxonomy":"category","description":"","parent":0,"count":235,"filter":"raw","term_order":"0","cat_ID":118,"category_count":235,"category_description":"","cat_name":"News","category_nicename":"news","category_parent":0}],"tag_info":false,"authors":[{"term_id":223,"user_id":4,"is_guest":0,"slug":"dr-hab-krzysztof-kozminski","display_name":"dr hab. Krzysztof Ko\u017ami\u0144ski, prof. UW","avatar_url":{"url":"https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/08\/zdjecia-czlonkow-zespolu-800x1200-px.png","url2x":"https:\/\/jklaw.pl\/wp-content\/uploads\/2023\/08\/zdjecia-czlonkow-zespolu-800x1200-px.png"},"first_name":"dr hab. Krzysztof","last_name":"Ko\u017ami\u0144ski, prof. UW","funkcja":"Radca prawny, Partner zarz\u0105dzaj\u0105cy","telefon":"+48 602 359 329","job_title":"","linkedin":"https:\/\/www.linkedin.com\/in\/dr-hab-krzysztof-ko%C5%BAmi%C5%84ski-95255a195\/","description":""}],"_links":{"self":[{"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/posts\/4820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/comments?post=4820"}],"version-history":[{"count":0,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/posts\/4820\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/media\/3539"}],"wp:attachment":[{"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/media?parent=4820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/categories?post=4820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/tags?post=4820"},{"taxonomy":"obszary-praktyki","embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/obszary-praktyki?post=4820"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/jklaw.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=4820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}